General Loan

 




July 19, 2026 04:54:48 am

USD
OD-Sight: 122.5000
TT-Clean 122.7000
BC-Selling 123.7000
EURO
OD-Sight: 137.9928
BC-Selling 145.1706
TT-Clean 138.2203
POUND
OD-Sight: 160.1923
BC-Selling 166.3231
TT-Clean 160.4579
JPY
OD-Sight: 0.7437
BC-Selling 0.8113
TT-Clean 0.7449

BCB offers affordable financing at reasonable rates. BCB offers credit limit to finance current assets and working finance and long term loan to finance fixed assets, capital machinery etc. Bank also finances Real Estate, Work order, Foreign Trade.

 

Cash Credit Hypothecation:

Cash credit hypothecation is a kind of running account that offers a credit limit. Borrower can withdraw up to that credit limit. Cash credit hypothecation use by the business person to meet the day to day business expenses. It requires inventory to be kept as security.

 

Overdraft

BCB offers overdraft against lien of different financial instruments. Financial instrument could be of following types:

  • Fixed Deposit in the name of borrower
  • Fixed Deposit in the name of 3rd party
  • Against Savings Schemes

 

Bill Purchase / Discounting

Business organizations may sale or discount their bill of exchange in BCB which arises from the domestic and international trade.

 

Term Loan

Bank provide long term loan to business organization to finance fixed assets or capital machineries. This loan is payable by equal monthly installments.

 

House Building Loan

House building loan provided to individual and business organization for construction of building or completion of finishing works to be used for commercial and residential purpose.