Loans & Advances

 




April 16, 2024 07:26:24 pm

USD
TT-Clean 109.5000
TT-Selling 109.5000
OD-Sight: 109.5000
BC-Selling 110.0000
EURO
OD-Sight: 119.4545
BC-Selling 128.5540
TT-Clean 119.4545
POUND
OD-Sight: 138.9103
BC-Selling 144.6560
TT-Clean 138.9103
JPY
BC-Selling 0.8038
TT-Clean 0.7603

BCB Teachers’ Loan:
  1. Security free & 10 (ten) times of the Basic Salary.
  2. Loan ranges from 50,000/- to 50,00,000/-
  3. Duration loan account is from minimum 12 months to 48 months.
  4. Payable through equal monthly installments.
  5. Rate of interest is 9% except the Bangladesh Bank order against allowance Subsidies.
  6. Applicant’s minimum age must be 25 years.
  7. Minimum service history must be 03 (three) years.
  8. Minimum monthly income will have to be 15,000/-
  9. Certification from the concerned institution is required.
  10. Minimum one personal guarantee by the entrepreneur’s wife / husband / any other apposite family member.
  11. Must have an associated Savings / Current Account maintained on the concerned branch.

 

BCB Special Loan (For Service Holders):
  1. Security free
  2. 12 (twelve) times of the Basic salary but maximum 10,00,000/-
  3. Duration loan account is from minimum 12 months to 36 months.
  4. Payable through equal monthly installments.
  5. Rate of interest is 9% except the Bangladesh Bank order against allowance Subsidies.
  6. Age must be from 20 to 55.
  7. Minimum service history must be 03 (three) years.
  8. Minimum monthly income will have to be 15,000/-
  9. Certification from the concerned institution is required.
  10. Minimum one personal guarantee by the entrepreneur’s wife / husband / any other apposite family member.
  11. Must have an associated Savings / Current Account maintained on the concerned branch.

 

BCB Consumer Credit Scheme:
  1. Security free
  2. Maximum loan limit is BDT 5,00,000/-
  3. Duration loan account is from minimum 12 months to 36 months.
  4. Payable through equal monthly installments.
  5. Rate of interest is 9% except the Bangladesh Bank order against allowance Subsidies.
  6. Interest rebate / return is 1% on interest paid amount for regular payment of installment.
  7. Age must be from 20 to 50.
  8. Minimum service history must be 03 (three) years.
  9. Minimum monthly income will have to be 15,000/-
  10. Certification from the concerned institution is required.
  11. Minimum one personal guarantee wife / husband if applicant is married. In case of un married one personal guarantee from eligible family member.
  12. Must have an associated Savings / Current Account maintained on the concerned branch.